Consultation
Retirement income review
Stress-test drawdown, annuity choices, and state pension timing against the lifestyle income you actually need.
From £950 fixed fee
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Who this is for
People within five years of leaving full-time work, or already drawing from a SIPP or workplace pension, who want a sober reading of whether the income will last.
What we cover
We model sustainable withdrawal rates, compare annuity quotes where relevant, check state pension forecasts, and flag tax traps around lump sums and emergency fund drains. You receive a side-by-side note of options, not a single hard sell.
Duration and location
Typically two meetings over three weeks, by video or in person at our England office. Preparation requires pension valuations and a clear monthly spending figure.
Pricing
From £950 fixed for a single-person review; couples and complex DB/DC mixes are quoted separately after discovery.